Who is an impostor? The fake, who posses to be , but is not. So, what is about the informal and formal role in a society. The action or work is same but, it is not conducted by the one who is responsible and trained. I will explain..wait and see.
Formal housing means, planning, for a shelter that would be allocated through a system, the land would be developed,roads would be constructed, infrastructure and amenities would be provided and finally, people moves in to settle.
Informal, a group of people who are shleterless are wandering, they are do not have the money to afford accomodation, so they squat. The local thug/gang member gives them permission to squat on government land, although he has no legal cover to give a permission on something he doesn’t have a right. Still, he gives them okay signal, after sometime he asks for a small amount of money, for his favor!! this is how informal payment is realized, although he is not legally supose to take any money nor the shleterless family is suppose to give..but this transaction happens..
This phenomena of a middle man, who has noreason to be in the middle, come and decide for the poeple and government..But this happens and their power is muscle power..and it works..So is the tax payment. Although people are filing their tax returns, yet a bribe amount must be given otherwise, you may get a case..for they know many loopholes to make you fall into a trap.
Every service whetherits a trains or lane ticket, or admission to a good school , appointment with a good doctor or lawyer, the middle man who smells so bad has a BIG role in getting money from the victim..
There is basically no end to this fire, unwanted yet burns and we wuld all burn out and die one day.